After learning about investing, you may be tempted to start immediately. However, here are 9 steps you may need to do before starting.

Eyeglasses and pen laying on top of open notebook.
Eyeglasses and pen laying on top of open notebook.
Photo by Dan Dimmock on Unsplash

#1 Set up an Emergency Fund

You have to be willing to lose all the money that you’ve invested.

Investing is risky. There is always the possibility that you’ll lose all of your capital, if things go horribly wrong. No matter how small, the possibility is still there.

As such, having an emergency fund is crucial as it helps you to hedge against such risks.

Even if you lose all of your money from investing, you’ll still have your emergency fund to fall back on.

Depending on your financial situation, you may…


Break the addiction before it breaks you

Photo by Ishant Mishra on Unsplash

You may have an addiction to watching the stock market, just like I previously did. However, all hope is not lost!

Here are 5 methods you can use to avoid checking your stocks too frequently:

#1 Don’t invest money you can’t afford to lose

However, if you’re investing the money needed for your studies, the whole game has changed!


I started investing at one of the worst times ever.

My investment journey began in Feb 2020, a few weeks before the COVID-19 market crash.

The prices kept plunging, and I was hooked. I checked my stocks’ performance around 4 times an hour!

However, was that really necessary? The answer is an overwhelming NO.

So how often should you be checking your investments instead?

Technology has made it really easy to check your stocks

By the time you received that mail, the information would most likely…


Are You Able to Predict What Will Happen to You in the Future?

We’ve all heard about “saving for a rainy day”. Having some savings to tide you through tough periods is crucial, especially in this uncertain job market.

Here’s a guide to emergency funds, and how you can start building up your cash reserves.

What is an Emergency Fund for?

An emergency is defined as “a serious, unexpected, and often dangerous…

Gideon Ng

I like to write about things I’m passionate about to make it accessible for everyone. This includes personal finance, health tech and football.

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